Episode One

Below is a detailing of the first episode of Once Upon a Witchlight by Legends of Avantris

Frost's home in the Order was a mountainous, snowy region in Yulong, not unlike Tibet

The party has been together traveling for 'many years', and the Carnivale existed for a decent amount of time, under multiple names.

They were in Agwé for one month.

Largely they'd all like to reinstate the Carnivale (Kremy the least)

They repeatedly tried to contact Garou for his help with letters.

The Crossroads in the only inn that might let them stay.

They've never gotten as low as 2 gold before.

Pierre is a Grinning Sinner/Catfish employee.

Gricko doesn't know how to play poker but thought he did. Frost watched him play in horror and didn't say anything. Gricko focuses far more on the looks of cards than thinking about meanings.

Gideon considers the group's money his AND Kremy's. Kremy wanted to cut Gricko and Frost off.

The drinks at the Hungry Catfish potentially have a charm influence to them, making you behave how you normally wouldn't.

Frost doesn't like cigars.

Gricko almost got arsenic poisoning from eating a cigar.

Kremy still has 'lesser contacts' in Agwé.

The Grinning Sinners sometimes have invisibility.

Kremy understands Bullywug but doesn't speak it. The Sinners speak Bullywug but understand common.

Kremy doesn't blame Pierre for anything, since he's just doing his job.

Frost considered breakfast the most important meal of the day.

Immediately offers to give Gricko half his meal after he throws up.

Garou considers 'knowledge' to have monetary value that can be taken from him.

He has been watching Kremy for years since he left him, and knows every single scam he ran, and the amount he 'earned'.

Gideon, Gricko, Hootsie and Frost are named as inheritors of his debt.

They salted mines in Grizzlepaw, and 'something else' Gideon seems concerned about.

They earned a significant amount they earned in Beavercreek, and Gideon actively tries to forget something that happened.

Gricko and Frost were with them the majority of the time.

Gossip travels fast in Agwé

Gricko assumed the Carnivale made no money and that's why he wasn't paid.

Kremy DID pay some costs of the carnivale, just not wages.

Gideon isn't a morning person.

Frost is good at arithmetic.

Gideon's idea was to put Frost back on the tables and card count to win 100,000 gold.

Gricko enjoys making Frost do quick maths. Gricko is bad at maths.

Kremy knows that anyone who wins big against the house always end up dead.

'There's probably no one worse to owe money to (than Garou).'

Garou has more 'friends on that other side' than Kremy.

Frost gets easily distracted by maths challenges.

Kremy fucking hates the idea of honest work. It seems to disgust him.

Gricko thinks much better of people than he really should.

Kremy is absolutely terrified of Garou when he's in his bad books.

Gideon offers to sell Hootsie, suggests that he and Kremy have talked about doing that privately. They genuinely consider it. Especially Kremy.

They can't run from Garou, he will always know where they are.

Kremy considers that the fact that they both work for the Baron is why Garou can watch him.

Kremy lies and says he will ask the Baron for help but doubts he'll help, then tells Gideon he won't. 'Not a fuckin' chance, he'll sloop my eyeballs right outta my head.'

Frost suggests they could perform a heist or marry rich.

Gricko thinks very highly of himself as a partner and thinks it's too early for him to marry.

Frost doesn't really think about women at all.

The richest people in Agwé are Remy Garou and Alphonse Le'Blanc, a vampire.

Mace's first roll is a natural 20.

Derek's is a natural 1.

Garou set up at least 4 Sinners to watch them in the Crossroads tavern, Gaston, other Pierre.

Frost was going to suggest they kill Garou.

Hootsie had buttons thrown at her for a jig she did.

Gricko is extremely gullible and believes Frost's deadpan sarcasm even when it's ridiculous.

The Crossroads is in the Crawdad Quarter, an area where everyone has hunting knives and will stab you over money.

They all try to look cool when they get up except Gricko who focuses kn Hootsie.

Frost crushes a rat with Mind Sliver the second he sees it for Hootsie. Gricko enjoys watching. He praises her for catching dead rats.

There are food stalls, taverns, stalls and shops with busy people around.

Gricko thinks very fondly of the carnies and acts.

They were run out of town for the IOUs given and trusted a shitty accountant.

Garou counted the IOUs.

Frost considers that he could be forced to be a barmaid. (I should draw that)

5 silver for a calico cat belonging to Francine.

Bayou Brass Bar and Music Shop, musical act 10 gold a night, tips guaranteed.

Cousins Louie's looking for a bellhop, 5 gold

Rich Boy Po'boy line chef, 5 gold. Kremy's Meemaw goes there. Free meal every shift.

Gricko likes the idea of that, Gideon can't cook and Kremy refuses to 'go back to that professionally'.

They have 3 weeks.

Kremy considers it unimportant what Garou will do to them, they'll die regardless.

Kremy says Garou can 'pretty much' suck your soul through your eyeballs. The fellas when he's done look like empty caprisuns, withered away.

Gricko thinks you have to spend money to make money. He wants to buy soap with prizes inside in the hopes that one will have 100k inside.

Frost promises to show Gricko how to play poker and smoke cigars. Gricko claims he's 'always smoked a pipe', and its 'very easy, simple'.

Frost in INT based.

Everything else on the job board is much older but Frost feels bad about the cat and wants to keep an eye out for it.

Roslof is part of a Warlock guild. He wants a adventuring party to travel into the Feywild to find his patron.

The advertisement for the patron was put up a long time ago.

Frost wants to go for the cat over the patron seeking because 'cat owners are shifty' and suggests they can find something in her mattress. He doesn't like that the patron one isn't specific enough

Guilds have tons of gold because its very expensive to be part of one. Kremy isn't in a guild.

Frost makes a joke about peacelocks as opposed to warlocks.

The patron post looks like its made with shitty clip art.

Kremy considers Archfey warlocks totally different to him.

Kremy knows the layout of Agwé well and has heard the name Madrick Roslof, he's been around for a LONG time. He's rumoured to be wealthy, his house is nice despite being on the edge of the swamp. He 'swims in the same circles' as wealthy elite

Frost knows what Archfey are.

Frost is upset that they said the giant pumpkins weren't big enough, happier when they're 20 by 15ft

Kremy thinks the patch itself is huge

Madrick's full name is Steve Madrick Roslof.

Kremy didn't know he was a warlock.

Gricko would save the Archfey for friendship and to help people rather than gold.

Richie stole Nikkie's dice.

Multiple Sinners are watching them outside.

Agwé is surrounded by swamp.

Magnolia Promenade is another area.

Gideon also believes deadpan sarcasm and obvious lies from his friends.

Gricko can't take a hint.

Kremy knows the swamp itself like the back of his hand, they go through the water itself. Knee deep.

Takes 2.5-3 hrs to get to Roslof's home.

25 giant pumpkins in the patch.

The house seems dwarfed by the pumpkins around it. The house smells like pumpkin pie.

Kremy loves pumpkin pie.

Kremy claims the pumpkins were normal sized last time he was in the area, suggesting a lot of time passed.

Gricko doesn't catch onto innuendos a lot of time. Frost does and kinda hates it.

Gricko just wants pumpkin pie. Frost would rather have money.

Gricko tells Hootsie to mind her manners, speak up but only speak when spoken to.

Kremy knocks with his cane skull topper.

Roslof doesn't come to the door until they knock loudly.

Roslof wears a black cloak, a long tailored embroidered shirt, billowy pants and house slippers.

Two 'what appear to be pixies'. Blonde in purple clothes, red in green clothes.

Roslof's hair is very long, down to his back, solid white. His eyebrows are bushy, piercing blue eyes, small tattoo of his right eyebrow in the shape of a chicken foot. He's hard of hearing.

He can hear the pixies even when nobody else can.

He runs the guild.

Kremy claims Roslof was a regular of 'Crusty Dick's', where he worked as a cook 'back in the day' that served crab.

Roslof says he's 'spritely'.

It's a cosy, comfortable cottage with lots of books. The pixies have a tiny shrunk oak tree with tiny houses with porches as a pixie tower. They drink tea.

They seems to speak telepathically to Madrick and verbally to each other.

Madrick might do crochet, he has crochet throws and there are balls of yarn in a basket 'he clearly enjoys yarnwork'.

Kremy makes sure to ask for pie for Hootsie. Coffee exists and they all like it.

Gricko immediately offers to help Roslof, Kremy and Gideon just sit down. Hootsie settles into a dog bet that's much too small for her.

Roslof may have owned a sausage dog called Sparklebutt, he has a pillow with one on and a small dog bed.

The calico cat from the missing poster is in his home (missing things find their way to the Feywild?)

Kremy and Gideon start looking for things to steal.

Roslof wears a apron that says 'kiss the cook'

He serves it with iced custard, candied pumpkin bits, homemade whipping cream and cinnamon, the coffee is pumpkin spiced.

Gricko tries to make conversation with him and asks questions about his home.

Roslof has giant pumpkin seeds around his home.

Kremy knows the fey are 'tricksy'. Gideon doesn't have a great memory.

There are photos of Madrick on the wall documenting his life and the adventuring party he used to be part of.

Kremy gets nervous that the pumpkin pie is the grand reward.

Frost also helps bring the coffee and pies.

Roslof mistakes Gricko for being Frost's 'green child', and Hootsie for a dog he likely has poor eyesight even with his glasses. He thinks its weird that Gricko is named Gricko Morning.

Roslof realises he's a goblin when he squints and moves closer, so he's near sighted.

Gricko is the oldest of the group.

Gricko thinks its considerate and nice to be offered a booster seat but he doesn't need one. He loves colouring books, especially mazes. Frost automatically does the word jumble over Gricko's shoulder. Gricko claims he 'always does this'.

Nobody's visited Roslof in a long time.

He spent 35 gold on making the advertisement.

Roslof hasn't heard from his patron in 15 years. He still has all his magic.

He seems to be very observant, telling Kremy he's a 'great liar' when he's barely said anything, just claimed they want to help him.

Kremy takes it as a compliment.

( To be continued, stopped at 1:08:04)

LEGO Monkie Kid Season 1&2&3

Season 1 (google drive)

Season 2 (google drive)

Season 3 + Finale (google drive) (bilibili.tv) (wco.tv)

Disclaimer: I did not make the links nor did I post the videos. I am making this for everyone else to find easily

4K notes View Post

starveey

1 year ago

please don’t be mean to me i will literally be on my deathbed replaying it in my head asking myself why i’m such a unique annoyance to society

13K notes View Post

starveey

3 years ago

Insurance PSA Master Post from a Bitch Who Knows Her Shit and wants to make sure you don’t go bankrupt

Why am I littering your dash with mind-numbing insurance crap?

Because the world of health insurance is complicated, and you can still lose everything if you have coverage and fail to navigate it correctly.

Even if your eyes glaze over instantly at the subject, I suggest you bookmark this as a future reference, because you either have your own insurance now, or you will someday soon, and there isn’t anybody who doesn’t need this knowledge. (Yes, I know there’s a double negative in that sentence. This is a financial post, not a grammar post.)

If you think this is valuable info, I ask you to please share it. You could help somebody save money/sanity.

Insurance PSA Master Post From A Bitch Who Knows Her Shit And Wants To Make Sure You Don’t Go Bankrupt

My cred:

I write health plan docs for a living. I’m an Obamacare expert. I help clients with plan design, so I know the tricks. I implement federal mandates from HHS, IRS, DOL, and state agencies in order to keep my clients legally compliant. I know how to avoid penalties and coverage gaps. I know the tricks of plan design that are implemented to save employers money. I know which laws apply to which types of plans. I know how many ways participants can get severely burned if they don’t know how this works.

1. Your network is everything.

Never visit any type of practitioner without first checking if they are in your network. This is gospel. Many plans have separate INN and OON deductibles and out-of-pocket maximums that do not accumulate together. Some plans have an unlimited OON out-of-pocket limit, so you can still go completely bankrupt if you go OON.

Most plans have network provisions that will cover some OON providers at the INN level: emergency services until you’re stabilized (this is a federal mandate for non-grandfathered plans), No Choice of Provider provision if ancillary services are performed OON (e.g., if an INN physician sends your labs to an OON facility), and various out-of-area provisions. If you don’t know, call the customer service number and ask.

Physicians join & leave networks all the time. Even if your doc isn’t listed in the most recent Provider Directory, it never hurts to ask.

Many plans also have wrap networks that will negotiate with OON providers and facilities, so if all else fails, ask if your plan utilizes one of these to negotiate on your behalf.

2. Understand when your deductible accumulates & resets.

Your deductible is the amount of $ you pay for all services & prescriptions (except mandated preventive care on non-grandfathered plans) before your insurance pays a dime. This is in addition to the $ you pay for your premium. If you’re on an HDHP (high deductible health plan) or CDHP (consumer-driven health plan), your premiums will be very low, but your deductible will be very high. I’m on an HDHP, and my individual deductible is $2,600. Steep.

Deductibles usually reset every January 1, but some plans run off-year. Know your dates. If you’re on an HDHP, use the hell out of the HSA (health savings account) if available.

3. Preventive care is free!! Woohoo!!

The Affordable Care Act mandates certain preventive services be covered with no cost-share.

You can find the list of services here: https://www.healthcare.gov/preventive-care-benefits/

The woman-specific list is here: https://www.healthcare.gov/preventive-care-benefits/women/

These lists are updated frequently, and new services are added every few months. My $500 Mirena IUD is now covered 100%, and the deductible is waived. The HPV vaccine is now covered for everybody between age 19-26. Depressing screening is covered. Tobacco cessation, immunizations, STI screening & counseling….all covered.

4. Preventive care isn’t free under every plan! Booo!!!

If your plan is grandfathered, they will likely opt to cover preventive services at the general benefit percent. The deductible will also apply. They are still allowed to exclude any preventive services they want.

Your plan document will (should) state whether your plan is grandfathered or not. If the doc is silent, call the carrier’s customer service line and ask.

5. Assume every EOB/bill you receive has at least 1 error, ESPECIALLY on hospital visits.

For the most part, claims processors have ZERO medical background. They’re paid just above minimum wage and are paid based on how many claims they process per hour. So you can guess how often errors happen.

I just had a preventive OBGYN claim come back as not covered, even though it should have been covered at 100%. If I didn’t know about the PPACA mandate, I would’ve just paid $219 out of my own pocket for an office visit that is supposed to be free.

You are paying enough/too much already for your premiums and deductibles. Make damn sure your claims are being processed and paid correctly. Raise hell if not, and get familiar with the appeals process.

6. Check your Medical Plan Exclusions before you go for any service.

Can’t stress this one enough.

7. Some plans offer surprisingly generous benefits such as 3-D mammography, genetic/genomic testing, acupuncture, and bariatric surgery.

Look at your Schedule of Benefits, but also check your Covered Charges for details on coverage and limitations.

There are federal mandates like the WHCRA, which requires all plans to cover the cost of breast reconstruction after mastectomy. Your plan document should have a section that lists federal notices.

The Mental Health Parity & Addiction Equity Act also requires plans to cover mental health & substance abuse services & facilities at the same level as the medical services & facilities. For example, a plan that covers a skilled nursing facility (medical) must also cover a residential treatment facility (MH). This is a bigger deal than it probably sounds like.

8. Check pre-certification requirements.

This is a cost containment strategy, and a lot of people aren’t even aware that covered charges are often denied/penalized if you don’t obtain pre-cert before the service. Again, check your plan document or call customer service. The most common services requiring pre-cert are: all hospitalizations (excluding routine labor/delivery), surgical procedures, transplants, clinical trials, outpatient rehab therapies, chemo & radiation, speciality drugs, home health care, durable medical equipment, prosthetics, and advanced imaging (MRI/MRA, CT scan, nuclear imaging, etc).

Any penalties you pay for failure to pre-cert won’t apply to your out-of-pocket maximum, so they really super suck. Some plans outright deny all claims for services that aren’t pre-certed.

9. You shouldn’t go broke.

Under PPACA, your in-network out-of-pocket maximum is limited. This means that you will never spend more than that amount in any year for covered services received from an in-network provider. The key here is the network, which I have to mention again since it is so critical.

Watch your EOBs carefully and monitor your accumulators (deductible and out-of-pocket limit). You can’t rely on the claims processors to get it right. I know it sucks and isn’t fair, but it’s the reality, and it’s your money on the line. There isn’t a claims processor or appeals lawyer in the world who will care more about your money than you do, so it really is up to you to be aware.

Godspeed, friends, and good health to you.